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All about Amazon Pay ICICI Bank Credit Card

ICICI Bank Credit Card

Amazon Pay ICICI Credit Card is issued by ICICI Bank in association with Amazon (Pay) India Private Ltd and Visa. It has no joining or renewal fees and provides lifetime benefits. It provides benefits in the form of Amazon Pay Gift Cards that are redeemable into Amazon Pay Balance associated with Amazon.in the account.

Key Benefits of Amazon Pay ICICI Bank Credit Card

Below mentioned are the key benefits of Amazon Pay ICICI Bank Credit Card:

  1. Zero joining fees or annual fees.
  2. No limits on earnings.
  3. No expiry date for earnings.
  4. No minimum redemption amount.
  5. No fees for redeeming earnings.
  6. No Cost EMI- 3 & 6 months on Amazon.in
  7. 1 Reward Point = INR 1 (gets automatically credited as Amazon Pay Balance)
  8. The Reward Points structure for the cardholder is as mentioned below:

For Cardholder who are Amazon Prime members

Item Reward Points
Purchases made on Amazon.in (excluding purchase of physical and digital gold, transactions made through the card on EMIs, purchases converted to EMI post facto, Amazon Business transactions made on amazon.in/business). 5%
On Amazon.in – Digitally fulfilled categories, Amazon Pay Gift Cards, payment towards the purchase of e-books. 2%
Payments made to Amazon Pay partner merchants made using this card from Amazon Pay wallet as as payment method. 2%
All other merchant spends outside Amazon.in (excluding EMI transactions, purchases converted to EMI post facto, fuel spends). 1%
International spends. 1%

For Cardholder who are not Amazon Prime members

Item Reward Points
Purchases made on Amazon.in (excluding purchase of physical and digital gold, transactions made through the card on EMIs, purchases converted to EMI post facto, Amazon Business transactions made on amazon.in/business). 3%
On Amazon – Digitally fulfilled categories, Amazon Pay Gift Cards, payment towards the purchase of e-books. 2%
Spends at Amazon Pay partner merchants made using this card from Amazon Pay wallet as payment method. 2%
All other merchant spends outside Amazon.in (excluding EMI transactions, purchases converted to EMI post facto, fuel spends). 1%
International spends. 1%

Exclusions for cashback (as Reward Points)

  1. Transactions made through EMI using a card or purchases converted into EMI post facto.
  2. Amazon business transactions made on Amazon.in/ business.
  3. Purchase of physical and digital gold on Amazon.in.
  4. Surcharge waiver on fuel transactions: 1%
  5. Purchases at Amazon marketplace: 1% cashback

Some Exclusive Benefits: 

Below mentioned are some additional benefits:

  1. Enjoy 15% discounts on Dining bills at over 2500 restaurants across India by using Culinary Treats Programme.
  2. Fuel charge waiver of 1%.
  3. Chip & PIN facility that enables secure transactions at POS and ATMS.

How to apply for Amazon Pay ICICI Bank Credit Card?

Below mentioned are the steps to apply for Amazon Pay ICICI Bank Credit Card:

Step 1: Visit Amazon Pay ICICI Bank Credit Card page.

Step 2: Click on Apply Now.

Step 3: Follow the on-screen instructions to apply for the card.

How to check the Application Status of a Credit Card:

Below mentioned are the steps to check the ICICI Credit Card Application Status:

Step 1: After the application has been submitted online, track the status of the credit card by clicking here.

Step 2: Also, an applicant may call ICICI Customer Care at 1800 102 0123 from the registered mobile number.

Eligibility Criteria:

Below mentioned are the eligibility criteria to apply for Amazon Pay ICICI Credit Card:

  1. Applicant must be of minimum 18 years of age.
  2. The maximum age of the applicant must be 60 years.
  3. To apply for the credit card, an applicant must have a CIBIL Score of 750 or above.

Fees & Charges: 

Particulars Charges
Joining Fee NIL
Annual Fee NIL
Finance Charges 42% to 45.60%
Finance Charges on Cash Advance 42% to 45.60%
Cash Advance Fee 2.50% of the transaction amount with a minimum of ₹300
Over limit Charges 2.50% of the over-limit amount with a minimum of ₹500.
Card Replacement Fee ₹100
Late Payment Charges · Nil for the amount of less than ₹100.

· ₹100 for the amount between ₹100 to ₹500.

· ₹500 for the amount between ₹501 to ₹10000.

· ₹750 for the amount of above ₹10000.

How to pay Amazon Pay Credit Card Bill:

There are many different methods available to make Amazon Pay Credit Card bill payments. Users at their own discretion can choose any of the methods to make credit card bill payments. But if they choose to pay via cash or cheque, an extra fee would then be charged. Hence, it is advisable to make the credit card payment via online modes available:

  1. ICICI Net banking
  2. ICICI Mobile Banking
  3. Other Payment Gateway
  4. NEFT
  5. IMPS
  6. BillDesk

Once the bill gets generated, an SMS is received containing the total dues, minimum due, payment date, etc.

KYC Verification for Amazon Pay ICICI Credit Card: 

There are two ways available for completing KYC Verification:

Video KYC:

In case the online application has not been filled

  • Click on “Apply Now” or “Complete Your Application”.
  • Fill Aadhar card number and PAN card number.
  • Verify the OTP sent on the mobile number linked with the Aadhar card.
  • Provide the current residential address in case it differs from the address mentioned in the Aadhar card.

In case the online application has been filled 

  • Click on “Application Status”.
  • Complete the verification by choosing the Video KYC option.
  • Live video with ICICI Bank officer will then get started. It is available 24/7 and on all days.
  • Provide PAN card and Aadhar card details to the ICICI Bank officer.
  • Complete the Video KYC by answering some questions asked by the Bank officer and showing him the original copy of the Pan Card and Aadhar card.

In-Person KYC Verification: 

After the submission of the application, the customer shall book an appointment for In-person KYC verification. A KYC agent will then visit the customer to get the process complete. For this verification, the customer is required to provide the Aadhar Number as the process is done with the help of biometric fingerprint authentication.

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